Palmetto lots extend on a unique peninsula with water views of Lake Opal as well as the Gray Plantation Golf Course. Homes on the 44 lots have a minimum sq. ft. of 2800 with no maximum. Owners can enjoy the best of all that Graywood has to offer on this beautiful setting.



NOTE: This supplement in addition to and not in lieu of the general requirements of the Design Guidelines. Specific areas where variances are allowed are outlined below. Except as amended or modified for the neighborhood identified above, the General Design Guidelines shall apply.

Minimum Square footage: 2800 sq. ft.

Maximum Square footage: None

Note: All square footage numbers refer to air conditioned living space.

Exterior Detail

Finished floor elevation must be above FEMA’s standard flood plain requirement OR 30 inches above curb measured at the top of the street curb directly in front of the home.All first floors living area ceiling heights must be a minimum of 10 ft. Second floor living area ceiling heights must be a minimum of 9ft.

Cement board or wood.

Approved exterior wall materials include wood, brick, stone, fiber cement or shingle siding. No vinyl siding is allowed. Approved exterior trim materials include brick, stone, stucco, fiber cement or shingle siding. All elevations of a house, which are visible from the street, should utilize the same materials. The use of more than two materials, except in the use of horizontal and shingle siding combinations with a third material, is not encouraged. Siding should produce horizontal lines no less than 4 inches and no more than 6 inches apart.

Porch and covered entry stoop ceilings should be of wood bead board, v-groove or batten design with no visible perforation of joints.

Exterior artificial, simulated or imitation materials shall not be permitted without the approval of the NCC. Refer to specific neighborhood supplement for allowable materials.

The use of the following materials is appropriate:

  1. Brick- All brick colors and mortars must be approved and must be in context with historically based Louisiana style, preferably red or off-red. Natural gray, mixed colored, yellow or white bricks are not allowed. Sample panels are required at the site.
  2. Stucco- Historically based smooth stucco finishes are allowed. Heavy textured or “skip trowel” finishes as well as tabby could be acceptable in proper context.
  3. Stonework- Stone is allowed if constructed as an integral part of the architecture but not as a decorative appliqué or thin veneer. A sample mockup showing color range and installation technique must be completed for approval by the NCC at the site
  4. Wood Siding- All wood siding must be full profile and properly/fully finished.


Neutral colors preferred for siding and stucco homes. Inappropriate use of materials and colors, as determined by the New Construction Committee, will not be allowed, particularly bright colors.

Shutters shall be proportionate in size to the window. Operable and tie back shutters are required. (See general guidelines for shutter details).

No variance. Window manufacturer must be from the approved Graywood window list.

Windows should be of a size and design appropriate to the architectural character of the house. Windows should be approximately a 2 to 1 proportion height to width. Various styles such as a double hung, casement or awning are acceptable if compatible with the style of the house. Examples of acceptable window pane arrangements are 1/1, 2/1, 3/1, 4/1, 2/2, 6/6, or 6/9. There the first number is the upper sash and the second number is the lower sash of the window. These window configurations are required on all facades of the home. Windows may be prefinished aluminum, painted wood, clad wood or other approved material if sized, proportioned and finished to look like painted wood. Window screens are allowed but must cover both upper and lower sashes..

The Graywood recommended jamb trim is 4 inches wide measured from the edge of the trim to the edge of the glass. The 4 inch dimension is normally achieved by adding a brick mold or other trim to the window. In recent years the window manufacturers have produced a standard trim that measures 3 inches wide. Graywood will accept a manufactured window that measures 3 inches as the minimum width. The 6 inch trim reference at the head of the window is amended to 3 inches. Please see picture at end of the booklet for clarification. Non-shuttered windows visible from the street shall have a more decorative head and sill treatment.

All windows will be energy efficient thermal glass, warranted, factory units. Exterior storm windows will not be permitted. All window mullion will be permanent and constructed of full profile (minimum 3/4″ width, minimum 3/8″ projection) mullion bars. Pop out mullions will not be accepted. Mullion grid patterns must remain uniform from window to window. Exceptions must be preapproved by the NCC.

Assorted window styles will be discouraged on an individual home (i.e., cathedral fan arches mixed with the flat spring arches). Different color windows on a home is discourage and must be preapproved by the NCC. In no case will different color windows be allowed on the front or corner elevation of a home. Only custom, feature, view windows will be allowed to remain muntinless. Double hung windows (non TDL) will not be allowed. Windows should be recessed from the wall to provide a shadow line.

Windows should be clear glass. No reflective glass or reflective tinting should be used. Stained glass windows and Victorian style doors are not allowed.

Bright-finished or bright-plated metal exterior doors, windows, window screens, louvers, exterior trim or structural members shall not be permitted.

Arched and half-round windows are to be used only if they are indigenous to the architectural style of the house.

All beams must be wrapped with wood or cement board. No other products will be allowed.

No variance.

Roof pitches and overhangs may vary as necessitated by architectural design; however, no flat roofs are allowed as a major structural element. A minimum 5 to 12 slope is set as a standard. Roof overhangs are recommended to protect from the sun, and along with trellises, will provide passive energy conservation. No mansard roofs will be allowed.

  1. All roof stacks, flashings, vents or protrusions from the roof shall be painted deep gray or the same color the roof will be at maturity. Roof stacks and plumbing vents shall be placed on rear slopes of the roofs where possible.
  2. Solar water heating panels shall be reviewed on an individual basis and approval based upon the visual effect to the surrounding area. Generally their use is discouraged.
  3. Roofing materials, depending on the neighborhood, may be architectural dimensional composite shingles, cedar or pressure treated wood shingles or shakes, slate, tile or prefinished metal. Combinations of shingles and metal roofing may be allowed when appropriate to the architectural character of the house.
  4. Roofing colors must be approved by the NCC.
  5. Houses with pitched roofs of a minimum pitch of 9 in 12 and a maximum pitch of 12 in 12 are encouraged. Special cases will be considered by the NCC if in keeping with the architectural character of the house and neighborhood. Shed roofs for porches may have a lower pitch, but in no case will the pitch be lower than 3.75 in 12. Houses may have gabled, hipped, or shed roofs. House gables may be a full return Queen Anne return with the returns preferably capped in copper. Exposed rafter tails are allowed, but the design must be approved by the NCC.
  6. Gable and decorative roof vents shall be in keeping with the architectural character of the house. Ridge vents, if used, must be of the “shingle over” design extended to the outer edge of the roof ridge. Tile ridge caps are allowed over dimensional roof shingles. Soffit venting visible from the street shall be of similar material to that of the porch or entry stoop ceiling and must be submitted to the NCC for approval.
  7. Special metal roofing applications may be considered by the NCC when appropriate.

Garage door headers must be constructed of brick, wood, or cement board. Single door for a 2 car garage is not allowed.

Garages can be front load. The garage must be setback fifteen feet (15ft) from the main structure of the home, excluding the porch or stoop. The face of the garage must be a minimum of fifty feet (50ft) from the front property line.

All other garage guidelines may be found in the general Architectural Guidelines.

All front doors must be iron or wood. Metal clad and fiberglass doors are allowed on the side and rear and on the front if not the primary entrance door.

Chimneys shall be constructed of either brick, stucco, or materials consistence with the architecture of the home. Hardi plank chimneys chase are not allowed. Graywood approved chimney cap preferred.

No variance. Front porches must have a minimum of 8ft in depth; stoops must have a minimum of 4 feet in width.

Full architectural details are required for all decks and patios. Detailing of all patios and decks must be architecturally compatible with the home. Patios and decks shall be designed to serve as an extension of the house. Rails, pickets and underpinning must be painted white or to match the trim of the house. All deck flooring must be stained (light gray or color approved by NCC). Enclosed risers are required and must be painted.

Views to the underside of decks must be screened with underpinning (latticing or vertical slats, etc.) and/or landscape material large enough to provide screening upon installation. Decks more than 3’ above grade must have underpinning and plant materials.

Porch and covered entry stoop ceilings should be of wood bead board, v-groove or batten design with no visible perforation of joints.

Porch screening colors shall complement and blend with the house (Black or copper is preferred, green is not allowed). Aluminum framing and screen door may be allowed with prior approval by the NCC. Aluminum framing and screen door colors must be black or bronze only. No mill-finish aluminum will be allowed as a framing for a porch.

All houses must have a front porch or covered entry stoop. Decks, patios, and screened porches are allowed off the rear of the house.

Porches shall have a minimum projection of 8 feet. Covered entry stoops shall have a minimum front projection of 4 feet and a maximum projection of 6 feet. No porch shall exceed 12 feet in front projection. Porch floor treatments may include wood decking, brick, brick edged, and divided concrete, stone or tile. Composite materials for deck flooring is accepted, with approval of the NCC.

No Variance. All columns must be detailed on the drawings and submitted for approval showing size, style, and or taper.

Not required. Please adhere to the guidelines for underground drainage if gutters are installed. Must be pre-approved for style, color, & location.

No variance. Historical color palette as approved by the NCC.

No variance.

Exterior bracket, pendant, pier and/or post lighting, ceiling fans and porch swings shall be consistent with the architectural character of the house and proportioned accordingly. Ceiling fans and porch swings are encouraged on all porches. Light fixtures should be correctly proportioned to the house façade. Gas light bracket and post-mounted fixtures are acceptable. All lighting should be low level, non-glare type and located to cause minimal visual impact to adjacent streets and properties. Exterior spotlights or floodlights must be hooded to eliminate glare onto adjacent properties.

Post or column mounted lights must be drawn and submitted for approval by the NCC.



Set back is from property line to the foundation edge.

Front Setback: 30ft. Minimum

Side Setback: 10ft.

Rear Setback: 20ft.

Special Rear Setback-Lots #39-44: 30ft.

No variance. Fence can extend to the water’s edge and must be 3ft from side property line.

No Variance – refer to Architectural Guidelines, Site Standards

No Variance.

Each owner/builder is responsible for checking to see if a 5 ft. sidewalk in the front of their property is required per City code. The sidewalk must start 4ft. 6 inches from the curb and extend 5ft. Plans are available in the HOA office for viewing of sidewalk locations in Palmetto. Required sidewalk heights: 4″ above curb on the home side, 3″ above the curb on the street side. 6″ X 6″ wire mesh should be used in all sidewalks per City requirement.

A minimum of 3% of the cost of the lot and house must be spent on landscape plants, exclusive of the irrigation system, sod, & hardscape. All yards must include a sprinkler system. All yards must be sodded, front, side, and rear.

Each owner shall be responsible for a street tree to be located 30ft behind the curb. The tree must be a live oak with a minimum of 4 inch diameter.

Exterior Patio Areas at water’s edge of Lake Matilda: Exterior patios near the water’s edge must be submitted to the NCC for approval. Earth tone patio furniture is required. Water’s edge must be maintained by the property owner.